Know who to trust.
Get paid on time.
Check any buyer by GSTIN (GST record, owner's credit score and court cases) before you give credit. When payments slip, send follow-ups and legal notices from the same app.
Selling on credit grows your business.
Bad credit sinks it.
Most B2B losses in India don't come from bad products. They come from buyers who were never checked, and dues that were never chased.
Unknown buyers
A new buyer asks for 30–90 days of credit. Is their GST active? Do they pay on time? Any court cases? Usually nobody checks until it's too late.
Payments slip
Invoices go overdue while owners spend hours calling and messaging. Cash stays stuck and other work waits.
Legal action feels hard
A lawyer's notice works, but it feels slow and costly, so many dues are never followed up at all.
FundRaksha Trust puts the check, the follow-up and the legal notice in one app, paid per use.
From first order to final payment
Everything you need to give credit safely and collect on time, in one place.
Check a buyer in under a minute
Enter a GSTIN. See GST status for free, then unlock the full GST record, the owner's credit score and court cases, with a clear give-credit, caution or avoid answer.
- Free Basic GST check
- GST health score and filing record
- Owner's credit score and loan history
- Court cases, tribunals and FIRs
Set up in five minutes
No paperwork, no subscription. Start with the free check and grow from there.
Sign up with your GSTIN
OTP to your GST-registered mobile or email. Your business is verified from GST records.
Add money
Recharge your wallet: ₹1 = 1 RakshaPoint, with up to 15% bonus on bigger recharges.
Check the buyer
Free Basic check, then Advance GST or GST + Financial before you give credit.
Give credit smartly
Follow the credit decision, set a limit and credit days, and add the invoice.
Get paid
Watch the buyer. If they delay, send a follow-up or a legal notice.
Choose how deep to check
Start free. Your first full report on a new buyer is just 99 RP with the first check offer.
- GST status and registration date
- Legal and trade name
- Constitution and nature of business
- Everything in Basic
- GST health score and compliance risk
- Filing record, delays and gaps
- Registered contacts, people and places
- Defaults reported by suppliers
- Everything in Advance GST
- Owner's credit score and loan record
- Promoter and director financials
- Court cases and legal risk
- Give-credit / caution / avoid decision
Start gentle. Escalate only if needed.
Most buyers pay after a reminder. For the rest, a lawyer's notice is one tap away, and every step is tracked.
- Notice requestedDetails and invoice received
- Drafted by our lawyerReviewed and signed
- Sent by registered postTracking EK123456789IN
- DeliveredProof of delivery saved
Your whole finance team, on the big screen
FundRaksha for Business is the web app for owners, accountants and CAs. Same account as the mobile app, nothing new to set up.
Designed to be fair to you and your buyers
Pay only when it's ready
The GST + Financial report is charged only once your report is ready. Failed checks are refunded automatically.
Consent recorded
Credit reports are fetched only on your confirmation of the owner's consent, stored with date, time and device.
Real lawyers
Legal notices are drafted and reviewed by our legal team before they go out.
A network that protects you
Suppliers report buyers who don't pay. You see it before you ship.
Clear answers
No jargon: give credit, give with care, or avoid, with the reasons and suggested terms.
Made for India
GST-first, rupee pricing, WhatsApp support and a Hindi app.
No. Add money to your wallet (₹1 = 1 RakshaPoint) and pay only for what you use. Bigger recharges earn up to 15% bonus points.
Check your next buyer before you ship
Start with a free Basic check. Pay only when you need a deeper report or a follow-up.